|
Automobile insurance in Japan is operated under two different systems, compulsory automobile liability insurance (referred to as “CALI”, for short) and voluntary insurance.
|
|
Explanation of the insurance
|
Compulsory insurance against death or injury to others as a result of a traffic accident
|
Insurance against bodily injury, property damage, self-inflicted injury, and damage to passengers and other property caused by traffic accidents
|
|
1
|
Obiligation to join
|
It is required by law
|
Voluntary subscription by car owner
|
|
2
|
Coverage
|
This compensates only the person by the accident resulting in injury or death.
The insurance is not paid to the following cases.
- Injury of vehicle driver oneself
- Repair charges of the car
- Independent accident resulting in injury or death
- The damage of property
|
Optional choice by subscriber
|
|
3
|
The insurance and compensation contents
|
It is established in a law
|
Optional choice by subscriber
|
|
4
|
Billing destination
|
The compulsory automobile liability insurance company where you join
|
The assailant oneself or the assailant's insurance company
|
|
5
|
out-of-court settlement negotiation
|
Claimer oneself performs it
|
The insurance company, if settlement services are included
|
| Compulsory Automobile Liability Insurance |
It is punished by laws when you do not join compulsory automobile liability insurance "CALI”
(The fine that is less than 500,000 yen or penal servitude less than 1 year, license suspension of the license)
You can join it at the the car insurance company （Japanese）and the car shop.
For more information on CALI, please visit the CALI portal site（Japanese） of the Ministry of Land, Infrastructure, Transport and Tourism's "Automobile Comprehensive Safety Information".
Even if a car is transferred to another party in the middle of the CALI insurance period, the rights and obligations under the insurance policy will not be transferred to the transferee. Please follow the procedures for changing the name on the CALI policy in connection with the transfer of the vehicle. For details, please refer to the JAF website（Japanese）.
The amount of money you will have to pay to compensate for what you might have caused in a traffic accident can be more than anyone can afford. We recommend that you join a car voluntary insurance.
For more information on voluntary insurance, please visit the website of the General Insurance Association of Japan（Japanese）.
|
KEK Top
Automobile Insurance
